杭州市大学生医疗保障状况研究

杭州市基本医疗保障制度建立以来,制度设计不断完善,覆盖人群范围日益扩大,但目前高校大学生尚未纳入基本医疗保障体系。为做好在杭高校大学生的基本医疗保障工作,本研究对在杭高校大学生的医疗保障状况进行了抽样调查。研究发现,在杭大学生目前的医疗保障主要有公费医疗或商业保险两种形式,存在着医疗保障待遇差异较大、统筹层次较低、保障水平偏低等问题。因此,建议尽快将在杭高校大学生纳入基本医疗保障范围,并在具体实施中注意同原有保障形式的衔接。

Status quo of medical security for undergraduates in Hangzhou City

The basic medical security design and coverage since its establishment, system in Hangzhou has been developing however, the undergraduates in Hangzh and improving with the scheme ou are not covered by this system. In order to improve basic medical security for undergraduates, a sampled investigation was conducted in this study. Results revealed that there were two ways to provide medical security for undergraduates. One was government welfare, the other was private medical insurance. Problems existing in current medical security were disparity in reimbursement policy, small risk-pooling, relatively low security degree and so on. Therefore, it is recommended that undergraduates in Hangzhou should be included in urban residents＇ basic medical security system and more attention should be paid to linking with former security systems.