| 新医改背景下发展商业健康保险若干问题探讨 |
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| 引用本文： | 姚有华,宗文红,田国栋,刘月星. 新医改背景下发展商业健康保险若干问题探讨[J]. 中华医院管理杂志, 2011, 27(12): 929-932. DOI: 10.3760/cma.j.issn.1000-6672.2011.12.017 |
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| 作者姓名： | 姚有华 宗文红 田国栋 刘月星 |
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| 作者单位： | 200070,上海市闸北区卫生科技与信息中心 |
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| 基金项目： | 2010年度上海市卫生政策研究项目 |
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| 摘 要： | 探讨了商业健康保险的政策扶持情况、其与社会保险的衔接、赔付风险控制等关键问题,建议:完善商业健康保险的法律法规建设,由政府出台相应的财税优惠政策；清晰界定社会医疗保险和商业健康保险的内容,商业健康保险公司创新产品开发并丰富保障内容；实现保险公司与医疗机构间的信息共享,建立商业保险公司与医疗机构间的合作关系,商业健康保险...
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| 关 键 词： | 商业健康保险 政策扶持 衔接 赔付风险控制 |
Analysis on the development of commercial health insurance amid the ongoing health reform |
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| YAO Youhua,ZONG Wen-hong,TIAN Guo-dong,LIU Yue-xing. Analysis on the development of commercial health insurance amid the ongoing health reform[J]. Chinese Journal of Hospital Administration, 2011, 27(12): 929-932. DOI: 10.3760/cma.j.issn.1000-6672.2011.12.017 |
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| Authors: | YAO Youhua ZONG Wen-hong TIAN Guo-dong LIU Yue-xing |
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| Abstract: | An analysis of policy support for commercial health insurance,its interface with social insurance,and compensation risk control.Recommendations:laws and regulations commercial health insurance,with supportive government taxation policies; clear definition of social medical insurance and commercial health insurance,with commercial health insurers innovating their products and enriching the assurance; information sharing between insurers and medical institutions,bridging the two and encouraging commercial ones to play a role in health management. |
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| Keywords: | Commercial health insurance Policy support Interface Risk control for compensation |
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