毕业生助学贷款还款行为的调查

目的了解毕业生助学贷款还款行为以及影响因素并研究对策。方法采用＂助学贷款大学生还款行为调查表＂,调查助学贷款大学生还款行为情况。结果不同生源地的助学贷款毕业生在还款行为上没有区别;还款行为在不同政治面貌上无显著差异;还款行为有在是否学生干部上有显著差异;不同单位所有制工作的毕业生还款行为不一致。结论建议加强对大学生进行诚信及感恩教育,提高大学生就业竞争力,增强还款能力,针对不同情况,国家可适当延长还款期限。

The Survey on the Graduates' acts of the Payment for The National Student Loans

This study examines the acts of the repayment The National Student Loans through questionnaire survey.The findings show that there are neither distinction of the acts of graduates＇ repayment based on their origin of residency;nor do significant differences lie among their political status.However,the results suggest that the repayment acts are remarkably different whether those college students are student officers/leaders or not.And it is not alike according to the ownership of their jobs.