医疗费用迅速增长:各国医疗保险的共性问题及改革

医疗费用的迅速增长是世界各国医疗保险面临的一个共性问题,导致保险基金支付压力越来越大,各国医疗保险制度面临重大挑战.分析医疗费用迅速增长的原因主要为:医药科技的发展、人口老龄化、传统偿付制度的缺欠等.因此,积极改革医疗保险偿付制度、发展"管理保健"和扩大医疗保险基金收入成为各国医疗保险的改革趋势.

The Prompt Increase of Medical Expenditure: A Common Problem on the Health Insurance Confronted by Countries in the World and Reform

The rapid increasing medical expense is a common problem confronted by countries in the world on the health insurance, which causes the pressure of insurance fund payment becoming greater and greater as well as makes the health insurance system in most of the countries to be faced with significant challenges. By means of analysis, the prompt increase of medical treatment cost results from the development of medicine technology, human aging, the imperfection of the traditional payment system and so on, Therefore, reforming health insurance payment system, developing health care managed and enlarging revenue of health insurance fund are becoming worldwide tendency of medical insurance reform.