| 成都市补充医疗保险需求的影响因素研究 |
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| 引用本文： | 卢宪中,陈文,周艳阳,应晓华,胡善联.成都市补充医疗保险需求的影响因素研究[J].中国卫生经济,2004,23(10):27-30. |
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| 作者姓名： | 卢宪中 陈文 周艳阳 应晓华 胡善联 |
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| 作者单位： | 1. 复旦大学公共卫生学院,上海市,200032
2. 四川大学华西公共卫生学院,成都市,610041 |
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| 基金项目： | 国家自然科学基金，默沙东哮喘科研项目 |
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| 摘 要： | 根据成都市补充医疗保险实施的现状,对其4种补充医疗保险办法分别建立了需求模型.结果显示:对于补充医疗保险的需求不仅取决于其属性即其所覆盖的医疗费用风险损失及其发生概率以及价格,而且也取决于职工本人的社会经济特征及其保险意识.4种补充医疗保险办法的平均价格弹性在-4.67～-18.70之间.补充医疗保险的完善和发展应充分考虑到补充医疗保险方案的本质属性.
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| 关 键 词： | 补充医疗保险 需求函数 价格弹性 |
| 文章编号： | 1003-0743(2004)10-0027-04 |
Influencing Factors of the Demand for Supplementary Health Insurance in Chengdu |
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| Lu Xianzhong,Chen Wen,Zhou Yanyang,School of Public Health,Fudan University,Shanghai,PRC.Influencing Factors of the Demand for Supplementary Health Insurance in Chengdu[J].Chinese Health Economics,2004,23(10):27-30. |
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| Authors: | Lu Xianzhong Chen Wen Zhou Yanyang School of Public Health Fudan University Shanghai PRC |
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| Institution: | Lu Xianzhong,Chen Wen,Zhou Yanyang,School of Public Health,Fudan University,Shanghai,PRC,200032 |
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| Abstract: | According to the current situation of supplementary health insurance in Chengdu, the demand functions were established for four supplementary plans respectively. The results showed that the demand for supplementary health insurance depended not only on medical expenditure risk loss covered, the probability of the risk occurring and insurance price, but also on individual socio-economic characteristics and insurance consciousness. The average price elasticities ranged from - 4. 64 to - 18. 70. The attributes of supplementary health plans should be considered in the development of supplementary health insur- |
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| Keywords: | supplementary health insurance demand function price elasticity |
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