新农合基金流失的道德风险与防范对策

道德风险是新型农村合作医疗基金流失的重要原因，有效控制道德风险对保障基金安全非常重要。通过对需方、供方和监管方道德风险的分析，从相关法律法规、相关制度和监督管理体制三个方面提出了具体的描施。例如，及时修订相关法律法规，尝试采取定点医疗机构合同制，加强针对供、需、监三方的宣传和教育，建立信息披露与评价机制等，以规避道德风险，防范新型农村合作医疗基金的流失。

Moral hazard and preventive countermeasures to funds losing of new rural cooperative medical care

This paper argues that moral hazard is the most important reason of funds losing of new rural cooperative medical care.It is very important that to control the moral hazard effectively.The specific measures are put forward based on laws、regulations、rules and supervising systems which the analysis are from acquirer supplier and supervisors.Such as revise relevance laws and regulations timely,try to take the contract with fixed medical institution,strengthen the propaganda and education to acquirer supplier and supervisors,establish the mechanism of information disclosure and evaluation to avoiding moral hazard and preventing the funds losing of new rural cooperative medical care.