| 基于筹资精算模型的江苏省A市自费医疗补充保险制度优化研究 |
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| 引用本文： | 钟港棚,徐伟,汪宁,曹婷,何仁鑫.基于筹资精算模型的江苏省A市自费医疗补充保险制度优化研究[J].卫生软科学,2022(1):72-77. |
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| 作者姓名： | 钟港棚 徐伟 汪宁 曹婷 何仁鑫 |
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| 作者单位： | 中国药科大学国际医药商学院 |
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| 摘 要： | 目的]对A市自费医疗补充保险制度进行优化研究,以期为我国自费医疗补充保险制度的发展完善提供参考.方法]采用描述性统计法对A市自费医疗补充保险的运行现状进行分析,并运用筹资精算模型从报销比例、支付范围和个人负担封顶线三方面对自费医疗补充保险制度进行优化设计.结果]A市自费医疗补充保险报销比例较高,最优报销比例为50...
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| 关 键 词： | 自费医疗补充保险 报销比例 支付范围 个人负担封顶线 筹资精算模型 |
Research on the optimization of supplementary insurance system for self-paying medical cost in city A of Jiangsu Province based on the fund-raising actuarial model |
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| ZHONG Gang-peng,XU Wei,WANG Ning,CAO Ting,HE Ren-xin.Research on the optimization of supplementary insurance system for self-paying medical cost in city A of Jiangsu Province based on the fund-raising actuarial model[J].Soft Science of Health,2022(1):72-77. |
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| Authors: | ZHONG Gang-peng XU Wei WANG Ning CAO Ting HE Ren-xin |
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| Institution: | (International Pharmaceutical Business School of China Pharmaceutical University,Nanjing Jiangsu 211198,China) |
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| Abstract: | |
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| Keywords: | supplementary insurance for self-paying medical cost reimbursement ratio payment scope seal top line of personal burden fund-raising actuarial model |
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